$ strata bind --policy BOP-2026-0001 # 204ms
Strata Risk Partners pairs delegated underwriting authority with an API-first policy platform. Full lifecycle — rate, quote, bind, endorse, cancel, reinstate, renew — with audited, ledger-grade accounting underneath every transaction.
// choose your route
/carriers →
Delegated authority you can actually see into: real-time bordereaux, transaction-grain ledgers, monthly earned premium, and a rules engine you help configure.
/agents →
Add commercial programs to your shelf without the wholesaler runaround. Quote to bind in minutes, commission transparency, and your book stays yours.
/platforms →
One REST integration covers the entire policy lifecycle. API-key and JWT auth, sandbox keys on request, and endpoints designed for marketplace volume.
/insureds →
Understand what your policy actually covers, get your documents in seconds, and reach a licensed human when it matters.
// under the hood
7
Lifecycle transactions handled end-to-end, new business through renewal bind
100%
Transactions journaled to a line-item policy ledger — premium provable to the penny
2
Auth modes — API keys for systems, JWT for people — with producer-level scoping
<1s
Rate-to-quote on standard submissions through the rating engine
// why strata
Most MGAs bolt technology onto an underwriting shop. We built the platform first — rating, rules, policy administration, documents, and double-entry premium accounting — then wrapped an underwriting operation around it.
That order matters. It means every binder, endorsement, and cancellation is computed, journaled, and auditable from day one — not reconciled in a spreadsheet at month end.
// every transaction, accounted for
POST /v1/policies/BOP-2026-0001/endorse
→ 200 · Δ premium $276.50 · pro-rata 184/366
GET /v1/ledger/premium?month=2026-08
→ written · earned · unearned · by line, by term